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Credit Card

Greater Iowa partners with Élan Financial Services- a nationwide credit card provider for banks and credit unions to offer a complete portfolio of credit cards with rewards, credit cards for businesses, and credit cards for people who want to establish good credit. Rates max out at 17.99%.

» Click here to fill out an online application and to find out more details about the cards.
» Click here to view your credit card account information online.

Most cardholders qualify for an introductory 0% APR on transferred balances, most cards have no annual fee (with at least one purchase annually), and all Élan issued Visa® cards come with free:

  • 24-hour customer service
  • Online account access
  • Visa® Zero Liability (restrictions apply)
  • Car rental discounts with Avis, National, and Hertz
  • Travel accident insurance
  • Extended warranty insurance

If your card is lost or stolen, call Élan Cardmember Services at 800-558-3424 (24 hours a day).

Rewards cards include:

Card Rewards APR*
Select Rewards Visa® Platinum Earn points redeemable for merchandise or cash. P + 3.99% - 14.99%
Cash Rewards Visa® Platinum Earn points redeemable for cash. P + 3.99% - 14.99%
Travel Rewards Visa® Platinum Earn points redeemable for free airline tickets. P + 3.99% - 14.99%
College Rewards Visa® Earn points redeemable for merchant credit, offered to college students who are attending two to four year colleges. P + 5.99% - 14.99%
Visa® Business Travel Card Earn points redeemable for travel, merchandise, cash or gift certificates. P + 3.99% - 9.99%
Visa® Signature Card No preset spending limit. Earn points redeemable for merchandise, cash or gift certificates. P + 3.99% - 14.99%
Card Benefits APR*
Visa® Platinum Standard Visa® benefits apply. P + 3.99% - 14.99%
Visa® Business Card For smaller businesses - flexible billing, low APR, individual employee spending details. P + 3.99% - 9.99%
Travel Rewards Visa® Platinum Earn points redeemable for free airline tickets. P + 3.99% - 14.99%
Visa® Business Company Card For large businesses - customizable program. P + 9.99%
Young Adult Visa® Designed for individuals 16 years or older; or anyone needing to establish credit history. P + 5.99% - 14.99%
Secured Visa® An alternative card for individuals who need a fresh start with their credit. P + 14.99%

P = Prime

*APR is Annual Percentage Rate.

Rates are subject to change without notice; printed disclosures and materials distributed by Greater Iowa Credit Union takes priority over Internet rates.

Standard credit qualifications apply.
Credit card features are subject to change.
Equal Opportunity Lender.
The Creditor, issuer, and service provider of the credit card is Élan Financial Services.