Account descriptions

Greater Iowa offers a number of accounts to fit your lifestyle. Here is a list of our checking accounts for you to browse and see if there’s one that works best.

Classic checking

  • $50 minimum deposit to open
  • No minimum balance required
  • 15 free, monthly withdrawals
  • Unlimited deposits


Premium checking

  • $50 minimum deposit to open
  • $200 minimum balance to avoid $5 monthly service charge
  • Competitive interest dividends paid on balances of $200 or more
  • Unlimited check writing, transfers, deposits and withdrawals


Prestige checking

  • $1,000 minimum deposit to open
  • $1,000 minimum balance to avoid $10 monthly service charge
  • Competitive tiered interest dividends paid on balances of $1,000 or more
  • All transactions are unlimited


Basic blue checking

  • No minimum deposit to open
  • No minimum balance
  • No monthly service charge
  • All transactions are unlimited 

Second-chance checking

  • No minimum deposit to open
  • No minimum balance
  • No monthly service charge
  • All transactions are unlimited
  • Good choice for someone who's been turned down for accounts at other financial institutions