Using your Debit MasterCard® when you head out shopping is safer than carrying cash. There are two different ways to use the card that will effect your daily spending limits and fees you may incur, depending on your account.
As a debit: If you choose to pay for your purchase using your card as debit, you'll be required to enter your four-digit PIN. The purchase also will be considered an ATM transaction. The purchase amount will be automatically deducted from your available checking account balance.
As a "credit" card: You have the option of using Debit MasterCard like a credit card and provide a signature to approve the purchase. Unlike a credit card, the approved purchase amount will be automatically deducted from your available checking account balance.