Business Rates & Fees

 APY is accurate as of December 1, 2016.  Rates/APY may change at any time.

Business Share Accounts-Primary and Secondary Shares

Minimum balance to earn stated APY Rate APY
$5.00 0.05% 0.05%

$5 minimum share balance required to open and maintain primary Share. Fees could reduce earnings on account. Rates may vary after account is opened. APY is accurate as of date listed above.

Business Money Market Accounts

Minimum balance to earn stated APY Rate APY
$2,500 0.15% 0.15%
$25,000 0.20% 0.20%
$50,000 0.25% 0.25%
$100,000 0.25% 0.25%
$200,000 0.25% 0.25%

$2,500 required to open account.  Fees could reduce earnings on account.  Rates may vary after account is opened.  APY is accurate as of date listed above.

Business Checking Accounts

Minimum balance to earn stated APY Rate APY
GreaterBlue Checking
Any 0.00% 0.00%
Business Essentials Checking
$500 0.01% 0.01%
$2,500 0.03% 0.03%
Commercial+ Checking
$2,500 0.03% 0.03%
$25,000 0.05% 0.05%

Account details
GreaterBlue Checking: $50 required to open account. $0 minimum balance required to avoid fees. 50 free items per month.
BusinessEssentials: $100 required to open account. $500 minimum balance required to avoid fees. 250 free items per month.
CommercialChecking+: $250 required to open account. $2,500 minimum balance required to avoid fees. 250 free items per month.
Fees could reduce earnings on account. Rates may vary after account is opened. APY is accurate as of date listed above.

Business Special Share Certificates

Minimum balance to earn stated APY Rate APY
6 to 12 months
$5,000 0.45% 0.45%
$25,000 0.45% 0.45%
$100,000 0.50% 0.50%
13 to 24 months
$5,000 0.65% 0.65%
$25,000 0.65% 0.65%
$100,000 0.70% 0.70%
25 to 36 months
$5,000 1.05% 1.06%
$25,000 1.05% 1.06%
$100,000 1.10% 1.11%

$5,000 minimum balance. Interest compounded monthly unless paid directly to you. Withdrawal of earnings could reduce APY. Early withdrawal penalty of 180 days of interest will be imposed.

The annual percentage yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. Maintenance or activity fees could reduce the earnings on an account.  The dividend rates and annual percentage yields listed above are the rates and yields approved at the last Board of Director's meeting to take effect on the date above.

The balance ranges, dividend rates, and annual percentage yields for each tier are listed above. Once a particular balance range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Balance ranges may change at any time as determined by the Credit Union's Board of Directors. A Penalty may be imposed for early withdrawal of certificates. Withdrawal of earnings could reduce the APY. Please see the fee schedule for fees related to these accounts. * Rates and Annual Percentage Yields (APY) shown reflect the renewal rate and APY.