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Get up to a $300 VISA® Gift Card** with a GICU home loan, home equity loan or home equity line of credit.

Home Loans

More options, lower fees, local service and approvals. We're here to help.


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Home Equity Loans

Use the power and ease of your home's equity to help pay for things like improvements, vacations, debt consolidation, education expenses and more.

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Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC) is an open-ended, revolving line of credit used to tap into your home’s equity anytime you need it. 

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*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change without notice and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

To become a member of Greater Iowa Credit Union, you must complete an Account Card and open a Regular Share Account (savings account). The basic share deposit that you must always keep in your Regular Share Account is $5.00.

Greater Iowa Credit Union is an equal opportunity lender. All deposits at Greater Iowa Credit Union
are insured up to $250,000 through the National Credit Union Administration.

Visa® gift card reward for any closed** loan of $10,000 or more of new money:

$10,000 - $20,000: $100 Visa® gift card
$20,001 - $30,000: $200 Visa® gift card
$30,001+ : $300 Visa® gift card

**Promotional Visa® gift card reward offer is only valid towards qualifying new money of $10,000 or more. Reward will be presented at the time of loan closing. Visa® is a registered trademark of Visa International Service Association and used under license. Visa® gift card reward may have taxability implications. Please consult your tax advisor. NMLS #1329773