• Track Holiday Spending to Keep Seasonal Stress Down

    posted November 23, 2020 in Articles

    This holiday season is going to be unlike any other, but that doesn't mean you can't have fun while monitoring your spending. This year will be unlike any other, but we've got plenty of ways to enjoy the season while keeping your budget on track!

  • Are We in a Recession and How Will It Affect Me?

    posted September 16, 2020 in Articles

    The fact that we're in a recession is everywhere. Since this one was caused by the pandemic and not some actual economic force, we may see a faster recovery. The economy had been expanding for more than 10 years before the pandemic hit, and all the signs are that we'll get back to that once the crisis passes. The recovery won't be as quick as originally projected thanks to persistent outbreaks, but there is a real reason for optimism.

  • Should I Pay Bills with a Credit Card?

    posted August 24, 2020 in Articles

    You might have thought monthly bill paying is easier by using a credit or debit card, and it can be a great idea if you do it right. You can rack up rewards points, build your credit score, have payments post quickly, get purchase protection, and track your spending. But….you can also push your credit utilization too high, and end up with big interest charges if you can't pay the credit card off in full each month.

  • How to Protect Yourself From Identity Theft

    posted July 24, 2020 in Articles

    Are you worried about identity theft? Millions of people fall victim every year, but you can stay safer with some simple steps. Always use multi-factor identification, and keep your passwords strong, unique and secure. Use a VPN if you're on WiFi, and lock down your personal info on your social media accounts. Keep your devices upgraded; shred your old documents; be sure to block robocalls and don't answer calls from unknown numbers.

  • How to Turn Your Back Yard into an Oasis

    posted July 16, 2020 in Articles

    If you're staying home this summer, make your staycation rock with some backyard fun! Upgrade your outdoor furniture and invest in some fun. Add greenery where you can, and make a natural playscape for the kids. If you're short on cash, Greater Iowa Credit Union can help with a personal loan or home equity loan.

  • What's the Best Way to Pay Off Debt? Snowball vs Avalanche Method

    posted July 2, 2020 in Articles

    Would you prefer an avalanche or a snowball? We're talking about paying off your debt. In the snowball method, you pay off the smallest debt first, then move to the next smallest, etc. The avalanche method works the same way, but you take the debts in order of highest interest rate. You'll achieve quicker gratification with the snowball method, but the avalanche method can save you big bucks. If you're confused, there are online calculators that can help you decide which one to choose...