10 reasons to be grateful you belong to Greater Iowa Credit Union.

posted November 23, 2022 in Articles

This Thanksgiving, give thanks to your credit union! Let's review ten reasons to be grateful you belong to Greater Iowa Credit Union.

1. Superior member service
At Greater Iowa Credit Union, you're greeted with happy faces and representatives ready and willing to help you. There's no cold, sterile atmosphere here! Instead, at Greater Iowa Credit Union, every member is part of the family. We're genuinely invested in your financial wellness, and we're here to help you achieve and maintain it every step of the way.

2. You have access to better savings rates
We're not paying stockholders' dividends, which means we have more savings to pass back to you. At Greater Iowa Credit Union, we're proud to offer you various options at great rates.

3. We make it easy to qualify for credit
The absence of a national bank corporate office makes us more flexible about offering lines of credit. We don't have to abide by overly strict credit qualifications — neither do you! That makes it easier for you to open a new line of credit, even if your existing credit isn't perfect.

4. We offer lower interest rates
Need a stash of cash? Stop by Greater Iowa Credit Union and take your pick of personal loans, home loans, auto loans, and more, all with reasonable interest rates that are often lower than the regional or national average. We'll help you get the funds you need with a payback plan you can afford!

5. Your money is safe here
Federally insured credit unions and banks offer insurance on accounts of up to $250,000. But credit unions are also subject to strict regulations on their investments and loans. This means you can keep your money here without worrying about its security.

6. Free or Low-cost Checking Accounts
Our checking accounts exist to provide you with a safe, convenient place to store your money — not to milk you for it. A Greater Iowa Credit Union checking account is easy to set up and maintain. You'll have a safe place to keep your money at Greater Iowa Credit Union.

7. You own a piece of your credit union
Credit unions are member-owned and member-operated. You get to weigh in on your significant decisions instead of being forced to follow along with whatever the higher-ups decide. Your money=your choices.

8. We support small businesses
Credit unions are invested in the success of local small businesses. At Greater Iowa Credit Union, we're happy to offer small business loans to qualifying members at reasonable rates. We also offer business checking and business savings so you can run the financial side of your business without worrying about expensive fees and rates.

9. Fewer fees
Banks are notorious for slapping consumers with fees at any given opportunity. There's another bill to pay, from steep overdraft fees to costly ATM fees at every turn!

We at Greater Iowa Credit Union want to help you keep as much of your money as possible. If your checking account is mistakenly overdrawn, we'll help you untangle what happened instead of hitting you with high fees for the overdraft and every subsequent transaction. Our fees are nominal and generally lower than what banks demand.

We also want you to have access to your money without worrying about expensive ATM fees. To that end, we provide our members with a large network of ATMs with no cost for withdrawing money.

10. You have access to a variety of financial services 
At Greater Iowa Credit Union, we're more than just a gigantic piggy bank. We provide members with various financial services to meet every money-related need at every life stage. 

As a credit union member, your money is always in good hands.