Auto Loan Center

Rates as low as 2.74% APR

Welcome to the Greater Iowa Credit Union Auto Loan Center!

Here you can view current rates, use calculators to see how much car you can afford, find links to our partner dealers and easily access Kelley Blue Book and NADA to learn the values of your trade in or the vehicle of your dreams.

Shift Into Savings! PLUS Get 1% Cash Back - Up To $2001!

Already have an auto loan somewhere else? We may be able to save you money!

With fast decisions and up to $200 in your pocket, this is the perfect time to refinance your auto loan and leave your higher cost loan in the dust!

Get a rate AS LOW AS 2.74% APR2 with:

  • Flexible terms
  • A variety of payment options
  • Up to 110% financing for qualified buyers
  • Friendly, local service

Take advantage of new or used car loans with a variety of terms and payment options. We offer up to 100% financing for qualified borrowers and SAFE ways to protect your loans and credit. Financing is available on cars, trucks, vans, boats and other vehicles. Get pre-approved today so you can head to the dealership with a budget in mind!

Not sure if refinancing is a smart move for you? Click here to learn more about how to make the decision!

There’s no application fee – so why stall any longer? Choose GICU and shift into savings!

   CLICK HERE for Fast, Easy Approval                                  Current Rates                          

Terms and Conditions:

1. Cash back offer is only valid towards qualifying new money of $10,000 or more. Offer excludes all loans already financed at Greater Iowa Credit Union. Cash back amount is 1% of the refinanced balance, up to a limit of $200. In order to receive the incentive payment, the loan must be open for 90 days and the member must be in good standing with Greater Iowa Credit Union. To be in good standing, all loans and account balances must be current with proper insurance coverage in place. Approved applicants must become a GICU member by establishing a share account with a minimum $5 deposit.

2. APR = Annual Percentage Rate. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of 6/15/2020. Your rate will be based on your credit history and may be higher. All loans are subject to full underwriting procedures and approval. The maximum rate for an auto loan is currently 21% APR. Rates and terms subject to change based on market conditions and borrower eligibility. Estimated monthly payment example: $22.03 per $1,000 (payment example is based on 2.74% APR and a term of 48 months with 10% down payment).

Greater Iowa Auto Loans