Greater Iowa Credit Card Suite

Why should you consider a new Greater Iowa credit card? Let us count the ways!

  • Great rates, including a 12-month introductory rate of 1.99% APR!*

  • No balance transfer fees

  • Local oversight

  • Rewards and benefits

  • No annual fee

Which card is right for you?


Rotate device for optimal viewing

MC World

MasterCard®
World Card Premium

MC Platinum Rewards

MasterCard®
Platinum Rewards

MC Platinum

MasterCard®
Platinum

MC Secured

MasterCard®
Secured

MC Student

MasterCard®
Student

Apply Online Apply For MasterCard® World Card Premium Apply for MasterCard® Platinum Rewards Apply for MasterCard® Platinum Apply for MasterCard® Secured Apply for MasterCard® Student
Card Details A prestige card for members who seek premium travel and merchandise rewards. For members who enjoy rewards that fit their lifestyle with CU Rewards. For members who want a no-frills card with a low rate. For members who need to rebuild their credit. A low-balance card with a credit-building rate for students with no credit history.
Introductory Annual Percentage Rate (APR)* 1.99% on purchases for the first 12 months 1.99% on purchases for the first 12 months 1.99% on purchases for the first 12 months

No introductory rate

No introductory rate

Introductory Balance Transfer APR* 1.99% on purchases for the first 12 months 1.99% on purchases for the first 12 months 1.99% on purchases for the first 12 months 15.95% 15.95%
Purchase APR* (After introductory rate) 10.95% to 18.95% 10.95% to 18.95% 8.95% to 16.95% 15.95% 15.95%
 
Rewards: Account Opening & First 6 Months 10,000 and double points for first six months 5,000 and double points for first six months None None None
Rewards: Purchases After First 6 Months 1 point for every dollar spent 1 point for every dollar spent None None None
Annual Fee $0 / none $0 / none $0 / none $0 / none $0 / none
Late Payment Fee Up to $15 Up to $15 Up to $15 Up to $15 Up to $15
Returned Payment Fee $29 per returned item $29 per returned item $29 per returned item $29 per returned item $29 per returned item
Grace Period 25 days 25 days 25 days 25 days 25 days
Credit Limit Range $5,000 to $50,000 $1,000 to $20,000 $1,000 to $20,000 $500 to $5,000 $500 to $3,000
Minimum Required Payment 3% minimum or $25 3% minimum or $25 3% minimum or $25 3% minimum or $25 3% minimum or $25
Collateral Required None None None Yes, desired credit limit None
Apply Online Apply For MasterCard® World Card Premium Apply for MasterCard® Platinum Rewards Apply for MasterCard® Platinum Apply for MasterCard® Secured Apply for MasterCard® Student

*All loans are subject to credit approval. Rate based on credit. Rates, items and products are subject to change without notice. For cards with an introductory rate period, rates are variable based on prime after the introductory period.