Greater Iowa Credit Card Suite

Why should you consider a new Greater Iowa credit card? Let us count the ways!

  • Great rates, including a 12-month introductory rate as low as 1.99% APR!*

  • No balance transfer fees

  • Local oversight

  • Rewards and benefits

  • No annual fee

So, which card is right for you?

If you want great rewards....

Both our Mastercard® World and MasterCard® Platinum Rewards cards offer rewards points for opening the account and making purchases. Mastercard rewards points can be redeemed for everything from travel to electronics. 

If you want to keep interest low...

If you need a no-frills, basic card with a great interest rate, chose our Mastercard® Platinum card. With interest rates as low as 9.95%, this card will easily provide you with the credit and service you need.


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MC World

Mastercard®
World Card Premium

MC Platinum Rewards

Mastercard®
Platinum Rewards

MC Platinum

Mastercard®
Platinum

Apply Online Apply for Mastercard® World Card Premium Apply for Mastercard® Platinum Rewards Apply for Mastercard® Platinum
Card Details A prestige card for members who seek premium travel and merchandise rewards. For members who enjoy rewards that fit their lifestyle with CU Rewards. For members who want a no-frills card with a low rate.
Introductory Annual Percentage Rate (APR)* As low as
1.99% on purchases
for the first 12 months
As low as
1.99% on purchases
for the first 12 months
As low as
1.99% on purchases for the first 12 months
Introductory Balance Transfer APR* As low as
1.99% on balance transfers 
for the first 12 months
As low as
1.99% on balance transfers 
for the first 12 months
As low as
1.99% on balance transfers 
for the first 12 months
Purchase APR* (After introductory rate) 11.95% to 19.95% 11.95% to 19.95% 9.95% to 17.95%
Rewards: Account Opening & First 6 Months 10,000 and double points for first six months 5,000 and double points for first six months None
Rewards: Purchases After First 6 Months 1 point for every dollar spent 1 point for every dollar spent None
Annual Fee $0 / none $0 / none $0 / none
Late Payment Fee Up to $25 Up to $25 Up to $25
Returned Payment Fee $29 per returned item $29 per returned item $29 per returned item
Credit Limit Range $5,000 to $50,000 $1,000 to $20,000 $1,000 to $20,000
Minimum Required Payment 2% minimum or $25 2% minimum or $25 2% minimum or $25
Apply Online Apply For Mastercard® World Card Premium Apply for Mastercard® Platinum Rewards Apply for Mastercard® Platinum

Click here to view the GICU Credit Card Suite eBrochure.

*APR (Annual Percentage Rate) on balance transfers, purchases and introductory rate for the first 12 months for qualified applicants. 1.99% to 7.99% introductory APR for qualified members; your rate is determined by creditworthiness. Not all applicants will qualify for an introductory rate. After the introductory period, rates are variable based on Prime Rate after the introductory period. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Greater Iowa Credit Union is an Equal Opportunity Lender.