Loan Rates

APR (Annual Percentage Rate) is accurate as of September 1, 2021 and may change at any time. Other terms and products available. Please call for a personalized quote.

2019 and Newer Autos and Motorcycles**

APR Terms (Months)
As low as 1.99% 1-48
As low as 2.09% 49-69
As low as 2.19% 70-72
As low as 2.49% 73-84

48 monthly payments of $325.61 for $15,000 borrowed at 1.99% APR
69 monthly payments of $308.13 for $20,000 borrowed at 2.09% APR
72 monthly payments of $371.17 for $25,000 borrowed at 2.19% APR
84 monthly payments of $519.90 for $40,000 borrowed at 2.49% APR

**Less than 45,000 miles

2012-2018 Used Autos or Motorcycles**

APR Terms (Months)
As low as 2.24% 1-48
As low as 2.34% 49-60
As low as 2.49% 61-72

48 monthly payments of $218.19 for $10,000 borrowed at 2.24% APR  
60 monthly payments of $265.40 for $15,000 borrowed at 2.34% APR
72 monthly payments of $299.63 for $20,000 borrowed at 2.49% APR

**Greater than 45,000 miles

2011 and Older Used Autos or Motorcycles

APR Terms (Months)
As low as 5.24% 1-36
As low as 5.74% 37-48

36 monthly payments of $226.04 for $7,500 borrowed at 5.24% APR
48 monthly payments of $234.18 for $10,000 borrowed at 5.74% APR

Personal Loans

APR Terms (Months)
As low as 4.99% 1-12
As low as 5.99% 13-24
As low as 6.99% 25-36
As low as 7.49% 37-48
As low as 7.99% 49-60
As low as 11.99% for loans less than $2,500 up to 24

12 monthly payments of $214.46 for $2,500 borrowed at 4.99% APR
24 monthly payments of $155.50 for $3,500 borrowed at 5.99% APR
36 monthly payments of $154.82 for $5,000 borrowed at 6.99% APR 
48 monthly payments of $181.89 for $7,500 borrowed at 7.49% APR
60 monthly payments of $203.42 for $10,000 borrowed at 7.99% APR
12 monthly payments of $89.29 for $1,000 borrowed at 11.99% APR

Clear in [10]™ - Home Equity Fixed 1st Lien Position Loan

APR Terms (Months)
As low as 2.99% 120

Example:
$50,000 borrowed for 120 months at 2.99% APR, the monthly payment will be $483.17.

• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Free in [15] - Home Equity Fixed 1st Lien Position Loan

APR Terms (Months)
As low as 3.49% 180

Example:
$50,000 borrowed for 180 months at 3.49% APR, the monthly payment will be $357.72.

• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Fixed Rate Home Equity Loans

APR Terms (Months)
As low as 2.99% 1-60
As low as 3.74% 61-120
As low as 4.24% 121-180

Example:
36 monthly payments of $291.12 for $10,000 borrowed at 2.99% APR
60 monthly payments of $364.25 for $20,000 borrowed at 3.49% APR
84 monthly payments of $479.08 for $35,000 borrowed at 3.99% APR
120 monthly payments $512.83 for $50,000 borrowed at 4.24% APR 

Home Equity Line of Credit (HELOC) - 10 Year Draw Period Interest Only

APR Terms (Months)
As low as 3.25% 300

Example:
Monthly payments of $27.08 for $10,000 borrowed at 3.25% APR during draw period.

​• Variable Rate tied to Prime
• No fees are included as a percentage of the credit limit.
• Estimated dollar range of closing costs is $165 - $695
• Maximum rate is 18.000%
• No membership or annual fees apply.
• No minimum, fixes, transaction, activity or similar finance charges will be imposed.

Mortgage Loans

Call or click here for rates and terms. Real estate closing costs/fees vary based on loan amount, location and type of loan. Contact a real estate associate for actual costs for your specific loan.

*Annual Percentage Rate (APR) based on product, term and credit.