Loan Rates

Rates effective as of December 1, 2018 and may change at any time.
Other terms and products available. Please call for a personalized quote.

2017 and Newer Autos and Motorcycles**

APR* Terms (Months)
As low as 2.99% 1-48
As low as 3.09% 49-60
As low as 3.19% 61-72
As low as 3.49% 73-84

Examples:

48 monthly payments of $332.36 for $15,000 borrowed at 2.99% APR
60 monthly payments of $360.64 for $20,000 borrowed at 3.09% APR
72 monthly payments of $382.48 for $25,000 borrowed at 3.19% APR

**Less than 45,000 miles

2012-2016 Used Autos or Motorcycles**

APR* Terms (Months)
As low as 3.49% 1-48
As low as 3.59% 49-60
As low as 3.74% 61-72

Examples:
48 monthly payments of $223.84 for $10,000 borrowed at 3.49% APR
60 monthly payments of $273.89 for $15,000 borrowed at 3.59% APR
72 monthly payments of $311.03 for $20,000 borrowed at 3.74% APR

**Greater than 45,000 miles

2011 and Older Used Autos or Motorcycles

APR* Terms (Months)
As low as 4.99% 1-36
As low as 5.49% 37-48

Examples:
36 monthly payments of $225.21 for $7,500 borrowed at 4.99% APR
48 monthly payments of $233.05 for $10,000 borrowed at 5.49% APR

Personal Loans

APR* Terms (Months)
As low as 6.99% 1-12
As low as 7.49% 13-24
As low as 7.99% 25-36
As low as 8.99% 37-48
As low as 9.99% 49-60
As low as 13.24% for loans less than $2,500 up to 24

Example:
12 monthly payments of $216.90 for $2,500 borrowed at 6.99% APR
24 monthly payments of $157.96 for $3,500 borrowed at 7.49% APR
36 monthly payments of $157.17 for $5,000 borrowed at 7.99% APR 
48 monthly payments of $187.29 for $7,500 borrowed at 8.99% APR
60 monthly payments of $213.30 for $10,000 borrowed at 9.99% APR
12 monthly payment of $89.90 for $1,000 borrowed at 13.24% APR

Clear in [10]™ - Home Equity Fixed 1st Lien Position Loan

APR* Terms (Months)
As low as 3.74% 120

Example:
$50,000 borrowed for 120 months at 3.74% APR, the monthly payment will be $500.

• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Fixed Rate Home Equity Loans

APR* Terms (Months)
As low as 2.99% 1-36
As low as 3.49% 37-60
As low as 4.24% 61-84
As low as 4.74% 85-120

Example:
36 monthly payments of $291.12 for $10,000 borrowed at 2.99% APR
60 monthly payments of $364.25 for $20,000 borrowed at 3.49% APR
84 monthly payments of $483.10 for $35,000 borrowed at 4.24% APR
120 monthly payments $524.98 for $50,000 borrowed at 4.74% APR 

Home Equity Line of Credit (HELOC) - 10 Year Draw Period Interest Only

APR* Terms (Months)
As low as 5.25% 300

Example:
Monthly payments of $80.56 for $10,000 borrowed at 5.25% APR during draw period.

​• Variable Rate tied to Prime
• No fees are included as a percentage of the credit limit.
• Estimated dollar range of closing costs is $165 - $695
• Maximum rate is 18.000%
• No membership or annual fees apply.
• No minimum, fixes, transaction, activity or similar finance charges will be imposed.

Mortgage Loans

Call for rates and terms.  
Real estate closing costs/fees vary based on loan amount, location and type of loan.  
Contact a real estate associate for actual costs for your specific loan.

*Annual Percentage Rate (APR) based on product, term and credit.