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Loan Rates

Rates effective as of December 1, 2019 and may change at any time.
Other terms and products available. Please call for a personalized quote.

2018 and Newer Autos and Motorcycles**

APR*	Terms (Months)
As low as 2.99%	1-48
As low as 3.09%	49-60
As low as 3.19%	61-72
As low as 3.49%	73-84
Examples: 48 monthly payments of $332.36 for $15,000 borrowed at 2.99% APR 60 monthly payments of $360.64 for $20,000 borrowed at 3.09% APR 72 monthly payments of $382.48 for $25,000 borrowed at 3.19% APR **Less than 45,000 miles

2010-2017 Used Autos or Motorcycles**

APR*	Terms (Months)
As low as 3.49%	1-48
As low as 3.59%	49-60
As low as 3.74%	61-72
Examples: 48 monthly payments of $223.84 for $10,000 borrowed at 3.49% APR 60 monthly payments of $273.89 for $15,000 borrowed at 3.59% APR 72 monthly payments of $311.03 for $20,000 borrowed at 3.74% APR **Greater than 45,000 miles

2009 and Older Used Autos or Motorcycles

APR*	Terms (Months)
As low as 4.99%	1-36
As low as 5.49%	37-48
Examples: 36 monthly payments of $225.21 for $7,500 borrowed at 4.99% APR 48 monthly payments of $233.05 for $10,000 borrowed at 5.49% APR

Personal Loans

APR*	Terms (Months)
As low as 6.99%	1-12
As low as 7.49%	13-24
As low as 7.99%	25-36
As low as 8.99%	37-48
As low as 9.99%	49-60
As low as 13.24% for loans less than $2,500	up to 24
Example: 12 monthly payments of $216.90 for $2,500 borrowed at 6.99% APR 24 monthly payments of $157.96 for $3,500 borrowed at 7.49% APR 36 monthly payments of $157.17 for $5,000 borrowed at 7.99% APR 48 monthly payments of $187.29 for $7,500 borrowed at 8.99% APR 60 monthly payments of $213.30 for $10,000 borrowed at 9.99% APR 12 monthly payment of $89.90 for $1,000 borrowed at 13.24% APR

Clear in [10]™ - Home Equity Fixed 1st Lien Position Loan

APR*	Terms (Months)
As low as 3.74%	120
Example: $50,000 borrowed for 120 months at 3.74% APR, the monthly payment will be $500. • Example does not include any required taxes and insurance premiums. • Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

APR*

Terms (Months)

As low as 3.74%

120

Example:
$50,000 borrowed for 120 months at 3.74% APR, the monthly payment will be $500.

• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Fixed Rate Home Equity Loans

APR*	Terms (Months)
As low as 2.99%	1-36
As low as 3.49%	37-60
As low as 4.24%	61-84
As low as 4.74%	85-120
Example: 36 monthly payments of $291.12 for $10,000 borrowed at 2.99% APR 60 monthly payments of $364.25 for $20,000 borrowed at 3.49% APR 84 monthly payments of $483.10 for $35,000 borrowed at 4.24% APR 120 monthly payments $524.98 for $50,000 borrowed at 4.74% APR

Home Equity Line of Credit (HELOC) - 10 Year Draw Period Interest Only

APR*	Terms (Months)
As low as 4.75%	300
Example: Monthly payments of $39.59 for $10,000 borrowed at 4.75% APR during draw period. • Variable Rate tied to Prime • No fees are included as a percentage of the credit limit. • Estimated dollar range of closing costs is $165 - $695 • Maximum rate is 18.000% • No membership or annual fees apply. • No minimum, fixes, transaction, activity or similar finance charges will be imposed.

APR*

Terms (Months)

As low as 4.75%

300

Example:
Monthly payments of $39.59 for $10,000 borrowed at 4.75% APR during draw period.

• Variable Rate tied to Prime
• No fees are included as a percentage of the credit limit.
• Estimated dollar range of closing costs is $165 - $695
• Maximum rate is 18.000%
• No membership or annual fees apply.
• No minimum, fixes, transaction, activity or similar finance charges will be imposed.

Mortgage Loans

Call for rates and terms.
Real estate closing costs/fees vary based on loan amount, location and type of loan.
Contact a real estate associate for actual costs for your specific loan.

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