Loan Rates
Rates effective as of January 1, 2020 and may change at any time.
Other terms and products available. Please call for a personalized quote.
2018 and Newer Autos and Motorcycles**
| APR* |
Terms (Months) |
| As low as 3.49% |
1-48 |
| As low as 3.59% |
49-60 |
| As low as 3.69% |
61-72 |
| As low as 3.99% |
73-84 |
Examples:
48 monthly payments of $335.73 for $15,000 borrowed at 3.49% APR
60 monthly payments of $365.16 for $20,000 borrowed at 3.59% APR
72 monthly payments of $388.18 for $25,000 borrowed at 3.69% APR
84 monthly payments of $547.44 for $40,000 borrowed at 3.99% APR
**Less than 45,000 miles
|
2011-2017 Used Autos or Motorcycles**
| APR* |
Terms (Months) |
| As low as 3.74% |
1-48 |
| As low as 3.84% |
49-60 |
| As low as 3.99% |
61-72 |
Examples:
48 monthly payments of $224.96 for $10,000 borrowed at 3.74% APR
60 monthly payments of $275.59 for $15,000 borrowed at 3.84% APR
72 monthly payments of $313.31 for $20,000 borrowed at 3.99% APR
**Greater than 45,000 miles
|
2010 and Older Used Autos or Motorcycles
| APR* |
Terms (Months) |
| As low as 5.99% |
1-36 |
| As low as 6.49% |
37-48 |
Examples:
36 monthly payments of $228.66 for $7,500 borrowed at 5.99% APR
48 monthly payments of $237.70 for $10,000 borrowed at 6.49% APR
|
Personal Loans
| APR* |
Terms (Months) |
| As low as 6.99% |
1-12 |
| As low as 7.49% |
13-24 |
| As low as 7.99% |
25-36 |
| As low as 8.99% |
37-48 |
| As low as 9.99% |
49-60 |
| As low as 13.24% for loans less than $2,500 |
up to 24 |
Example:
12 monthly payments of $216.90 for $2,500 borrowed at 6.99% APR
24 monthly payments of $157.96 for $3,500 borrowed at 7.49% APR
36 monthly payments of $157.17 for $5,000 borrowed at 7.99% APR
48 monthly payments of $187.29 for $7,500 borrowed at 8.99% APR
60 monthly payments of $213.30 for $10,000 borrowed at 9.99% APR
12 monthly payment of $89.90 for $1,000 borrowed at 13.24% APR
|
Clear in [10]™ - Home Equity Fixed 1st Lien Position Loan
| APR* |
Terms (Months) |
| As low as 3.74% |
120 |
Example:
$50,000 borrowed for 120 months at 3.74% APR, the monthly payment will be $500.
• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.
|
Fixed Rate Home Equity Loans
| APR* |
Terms (Months) |
| As low as 2.99% |
1-36 |
| As low as 3.49% |
37-60 |
| As low as 4.24% |
61-84 |
| As low as 4.74% |
85-120 |
Example:
36 monthly payments of $291.12 for $10,000 borrowed at 2.99% APR
60 monthly payments of $364.25 for $20,000 borrowed at 3.49% APR
84 monthly payments of $483.10 for $35,000 borrowed at 4.24% APR
120 monthly payments $524.98 for $50,000 borrowed at 4.74% APR
|
Home Equity Line of Credit (HELOC) - 10 Year Draw Period Interest Only
| APR* |
Terms (Months) |
| As low as 4.75% |
300 |
Example:
Monthly payments of $39.59 for $10,000 borrowed at 4.75% APR during draw period.
• Variable Rate tied to Prime
• No fees are included as a percentage of the credit limit.
• Estimated dollar range of closing costs is $165 - $695
• Maximum rate is 18.000%
• No membership or annual fees apply.
• No minimum, fixes, transaction, activity or similar finance charges will be imposed.
|
Mortgage Loans
Call for rates and terms.
Real estate closing costs/fees vary based on loan amount, location and type of loan.
Contact a real estate associate for actual costs for your specific loan.
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