Make a Payment

a person making a payment online

We offer a variety of options for members to make payments to their loans including in person at the branch, by mail, online or by phone.

Credit Cards

GICU Credit Card Payment Center

Online:

From a Greater Iowa account to a Greater Iowa loan:

If you are making your payment from a Greater Iowa account to a Greater Iowa loan, you can sign up for our online banking and use the “funds transfer” function to make your payment. Enroll in online banking now!

From another financial institution to a Greater Iowa loan:

If you are making the payment from your account at another financial institution, you can make a loan payment through our automated system using a debit/credit card or your bank routing and account number. Payments will post in 1-3 business days. Please note this is not an internal processing procedure and therefore there is a cost for this service. The $10 fee charged is a portion of the cost to Greater Iowa. Click here for the online loan payment center.

You can also make a payment at no cost by enrolling in Greater Iowa online banking and linking your account from another financial institution. The initial account linking process can take up to 5 business days, but future payments could be made as quickly as the following business day. Review our online banking user guide for full step-by-step instructions on enrolling in online banking and setting up external account transfers.

Set up automatic payments:

From a Greater Iowa account to a Greater Iowa loan:

To set up an automatic payment from your Greater Iowa account, you can call, stop into a branch or fill out Internal Payment Form and return to us by mail (PO Box 665, Ames, IA 50010), fax (515.956.6946) or at any of our branch locations. Please allow 3 business days prior to payment date for processing.

From another financial institution to a Greater Iowa loan:

You can fill out our External Authorization Agreement for Automatic Payment to have us automatically pull your payment from your account at your other financial on the date/schedule you specify. You can return this signed form to us by mail (PO Box 665 Ames, IA 50010), fax (515.956.6946), or any of our branch locations. Please allow 3 business days prior to payment date for processing.

By Phone:

From a Greater Iowa account to a Greater Iowa loan:

We can assist you with making your payment over the phone at no cost. Call 1.800.296.9064. 

From another financial institution to a Greater Iowa loan:

If you are making the payment from your account at another financial institution using a debit/credit card, or your bank routing and account number, you can call us at 800.296.9064. Payments will post in 1-3 business days. Please note this is not an internal processing procedure and therefore there is a cost for this service. The $20 fee charged is a portion of the cost to Greater Iowa.

Call Center Hours:

  • Monday -Thursday 8 a.m. - 5 p.m. CST
  • Friday 8 a.m. - 5:30 p.m. CST
  • Saturday 9 a.m. - Noon CST

By Mail

Please include your member number/loan number on the memo line of a check or money order:

Greater Iowa Credit Union
PO Box 665
Ames, IA 50010

For an easy reminder, use our Loan Payment Coupon and submit with your payment.

In Branch:

You can make your payment at any of our branch locations with cash, check, money order or debit card (VISA/MC Logo).