Mortgage Loans

Mortgage loans

Greater Iowa Credit Union offers a variety of lending options to meet your individual needs, no matter where you find yourself in the home-buying process.

  • No Application or Origination Fees
  • Quick Closing Times
  • USDA, VA, & FHA Loans Available
  • Up to 97% Financing

The first step when buying a home is to work with your lender to get pre-qualified for your loan. You will provide some basic income and debt information so GICU can give you preliminary approval on the amount you can borrow. This is required by most realtors before they will show you any houses. Once you are pre-qualified, you are ready to house hunt!


Make an appointment today with 
one of our Mortgage Loan Officers

    Check current interest rates here!    

Serving Ames
and Central Iowa
Serving Des Moines
and Central Iowa
Serving Des Moines
and Central Iowa
Crystal Becker Greater Iowa Credit Union Mortgage Loraine Riley Springer Greater Iowa Credit Union Mortgage Todd Darland Greater Iowa Credit Union Mortgage

Crystal Becker
GICU Office: 
Lincoln Way    Somerset
NMLSR ID #1329773
515.956.3053
Email Crystal

Apply with Crystal

Loraine Riley
GICU Office:
Ankeny    Waukee
NMLSR ID #489074
515.954.1638
Email Loraine

Apply with Loraine

Todd C Darland
GICU Office: 
West Des Moines
NMLSR ID #501999
515.954.1625
Email Todd

Apply with Todd

Here are some of the loan programs we offer:

Clear in [10] and Free in [15]

Click here for details.

30, 20 and 15 Year Fixed

(Conforming)

3/1, 5/1, 7/1 and 10/1 ARM

(Conforming)


To make the process even easier, be sure to have these documents ready for your first appointment:

  • Current pay stubs for a 30-day period that includes year-to-date information
  • W-2s from the previous two years
  • If self-employed, federal tax returns for the past two years, including all schedules
  • Bank statements for the past two months
  • Most recent investment account statement
  • Most recent retirement account statement

Are you in need of COVID-19 hardship assistance? CLICK HERE. 


Additional Registered Mortgage Loan Originators

Greater Iowa Credit Union, in compliance with the S.A.F.E. Act, has successfully registered our experienced and skilled mortgage loan originators with the Nationwide Mortgage Licensing System & Registry (NMLS). NMLS #1329773

Mortgage Loan Originators

Applicable Fees:

Various fees based on loan amount can be charged (appraisals, title searches, mortgage filing fees, etc.).