Personal Loans

Rates as low as 6.99% APR*

Picture the Possibilities:
We offer loans for anything and everything!

Let’s get personal for a moment. And that’s what Personal Loans are all about at Greater Iowa – ways to help you lead a Greater life through loans that assist in building your credit and are there for emergency situations or traditional lines for day-to-day needs.

Current Rates Apply Now

Good Choice Loan

If you’re anticipating a large expense, want to create a set payment plan or save interest as compared to other forms of unsecured debt, Good Choice may be a Greater borrowing option for you.

Credit Builder Loan

Let’s make history together. Establishing solid credit is the path to better loan options ahead. Our easy, three-step process allows you to better manage your credit while establishing a credit history that will open doors for you in the future.

To qualify for this loan, a member will need to have a valid social security number or Individual Taxpayer ID (ITIN). The application requirements include proof of stated income, six months residency at same place OR six month employment at same employer and a capacity to repay the loan.

Emergency Loan

Don’t turn to a payday lender in times of a financial crunch. Greater Iowa offers a short-term, special unsecured consumer loan as an alternative to payday lending programs.

The interest rate on this loan is fixed and you’re repayment expectations will be reasonable and clearly explained.

Personal Loans Rates


Terms (Months)

As low as 6.99%


As low as 7.99%


As low as 8.99%


As low as 9.49%


As low as 9.99%


As low as 13.99% for loans less than $2,500

up to 24

For full rate details, please click here.

Terms and Conditions:
*Annual Percentage Rate for 12 months with a minimum loan amount of $2,500. Example: 12 monthly payments of $216.31 for $2,500 borrowed at 6.99% APR. Additional terms available at slightly higher rates. Rates expressed “as low as” and are based on a variety of factors such as credit score and history. Your actual rate may vary - consult with a GICU lender for a specific quote. Maximum rate is 21.00% APR.

Applicable Fees:
No fees associate with personal loans.