group of diverse people

Greater Iowa offers a number of accounts to fit your lifestyle. Use the comparison chart below to determine the best checking account for you and your financial needs.

All checking account types include the following:

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  Free online and mobile banking

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  GICU BillPay

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  Free eStatements with check images

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  Free GICU owned ATM transactions

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  Free 24/7 TellerPhone banking

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  Unlimited check, ATM and debit transactions per month

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  Access to over 1,300 Privileged Status ATMs in Iowa - no surcharge

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  Direct deposit and automatic payment capabilities

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  ApplePay, GooglePay and Samsung Pay capable

Comparing Greater Iowa Checking Accounts

Greater Checking
Click for more info.

Prestige Checking
Basic Blue Checking
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Fresh Start Checking
Minimum To Open $50 $1,000 $0 $0
Remote Check Deposit Optional Optional Optional Not Available
Minimum Monthly Balance to Avoid Service Charge $0 $1,0002 $0 $0
Dividend Bearing Included Included3
Debit Card Daily Limits $1,000 (PIN)
$5,000 (Signature)
$1,000 (PIN)
$5,000 (Signature)
$500 (PIN)
$3,000 (Signature)
$250 (PIN)
$500 (Signature)
Monthly Service Charge $0


$0 $5 + Tax
Overdraft Protection Included Included Included

Checking Accounts eBrochure

All checking accounts have a minimum age requirement of 18 unless there is a joint holder on the account.

Terms and Conditions:

  1. More information and requirements for GreaterChecking can be found here. High dividend rate Annual Percentage Yield (APY) will be earned on balance up to $20,000.
  2. Refund usage fees up to $10/month for using out-of-network or non-Privileged Status™ ATMs. Refunds are only paid if member qualifies that month.
  3. Paid on balances that maintain $1,000 daily balance.
  4. If $1,000 minimum daily balance is maintained.