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Greater Iowa offers several accounts to fit your lifestyle. Use the comparison chart below to determine the best checking account for you and your financial needs.

All checking account types include the following:
Checkmark Free online and mobile banking
Checkmark GICU BillPay
Checkmark Free 24/7 TellerPhone banking
Checkmark Free GICU owned ATM transactions
Checkmark Free eStatements with
check images
Checkmark Unlimited check, ATM, and debit
transactions per month
Checkmark Access to over 1,300 Privileged Status
ATMs in Iowa - no surcharge
Checkmark Direct deposit and automatic
payment capabilities
Checkmark ApplePay, GooglePay, and
Samsung Pay capable

Greater Checking
Click for more info.

Basic Blue Checking
Click for more info.
Fresh Start Checking
Minimum To Open $50 $0 $0
Remote Check Deposit Optional Optional Not Available
Minimum Monthly Balance to Avoid Service Charge $0 $0 $0
Dividend Bearing Included
Debit Card Daily Limits $1,000 (PIN)
$5,000 (Signature)
$500 (PIN)
$3,000 (Signature)
$250 (PIN)
$500 (Signature)
Monthly Service Charge $0 $0 $5 + Tax
Overdraft Protection Included Included

All checking accounts have a minimum age requirement of 18 unless there is a joint holder on the account.

Terms and Conditions:

  1. More information and requirements for GreaterChecking can be found here. High dividend rate Annual Percentage Yield (APY) will be earned on balance up to $20,000.