Checking

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Greater Iowa offers several accounts to fit your lifestyle. Use the comparison chart below to determine the best checking account for you and your financial needs.

All checking account types include the following:

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  Free online and mobile banking

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  GICU BillPay

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  Free eStatements with check images

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  Free GICU owned ATM transactions

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  Free 24/7 TellerPhone banking

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  Unlimited check, ATM, and debit transactions per month

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  Access to over 1,300 Privileged Status ATMs in Iowa - no surcharge

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  Direct deposit and automatic payment capabilities

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  ApplePay, GooglePay, and Samsung Pay capable

Greater Checking
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Basic Blue Checking
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Fresh Start Checking
 
Minimum To Open $50 $0 $0
Remote Check Deposit Optional Optional Not Available
Minimum Monthly Balance to Avoid Service Charge $0 $0 $0
Dividend Bearing Included
Debit Card Daily Limits $1,000 (PIN)
$5,000 (Signature)
$500 (PIN)
$3,000 (Signature)
$250 (PIN)
$500 (Signature)
Monthly Service Charge $0 $0 $5 + Tax
Overdraft Protection Included Included

All checking accounts have a minimum age requirement of 18 unless there is a joint holder on the account.

Terms and Conditions:

  1. More information and requirements for GreaterChecking can be found here. High dividend rate Annual Percentage Yield (APY) will be earned on balance up to $20,000.