Privacy Policy

What does Greater Iowa Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Payment history and transaction or loss history
  • Overdraft history and checking account information

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Greater Iowa Credit Union chooses to share; and whether you can limit this sharing. 

Reasons we can share your personal information  Does Greater Iowa Credit Union share?  Can you limit this sharing? 
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes — to offer our products and services to you  YES NO
For joint marketing with other financial companies YES YES
For our affiliates’ everyday business purposes — information about your transactions and experiences NO We don't share
For our affiliates’ everyday business purposes — information about your creditworthiness  NO

We don't share

For nonaffiliates to market to you  NO

We don't share

To limit our sharing

  • Call (800) 296-9064
  • Mail the form at the bottom of page one of the Privacy Notice

Please note: If you are a new member, we can begin sharing your information 30 days from the date you provided this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

How does Greater Iowa Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.

How does Greater Iowa Credit Union collect my personal information? 

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • use your credit or debit card or make a wire transfer
  • make deposits or withdrawals from your accounts.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. 

What happens when I limit sharing for an account I hold jointly with someone else? 

Your choices will apply to everyone on your account. 

Definitions

Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies. Greater Iowa CU has no affiliates.

Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies. Greater Iowa CU does not share with nonaffiliates so they can market to you.

Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance and financial services companies.

Download GICU Privacy Notice

GICU Websites: If you use the GICU websites, we may collect certain information from your device or web browser, including but not limited to your browser type, your geographic location, the date and time of your visit, and the GICU website pages that you visit (“website data”). We may collect this information through the use of cookies, Adobe Flash objects, floodlight tags, pixel tags, web beacons, and log files.  Website data alone (i.e., when it is not associated with other personal information) is not deemed to be personal information.

GICU Mobile Applications: If you choose to use a GICU mobile app, we may collect certain information from the app and your mobile device (“mobile app data”), including but not limited to geographic location information, unique device identifier information, and website data (as defined above). If the GICU mobile app collects any sensitive information from your mobile device that is not identified here, then we will notify you before doing so.

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