GICU Auto Loans

Drive Down Your Monthly Payments. Rates as low as 2.99% APR* + GICU Will Rate Match

Get 1% Cash Back - Up To $4001 - For Your Auto Loan!

With fast decisions and up to $400 in your pocket, this is the perfect time to refinance your auto loan and leave your higher cost loan in the dust!

Get a rate AS LOW AS 2.99% APR2 with:

  • Flexible terms
  • A variety of payment options
  • Up to 110% for qualified buyers
  • Friendly, local service

We are so confident in our auto loan rates that if you find a better, current auto loan rate offered for the same term from a bank or credit union in Iowa we will match it!3 Already have an auto loan somewhere else?

We may be able to save you money!

There’s no application fee – so why wait?

CLICK HERE for Fast, Easy Approval

Terms & Conditions

1. Cash back offer is only valid towards qualifying new money of $10,000 or more. Offer excludes all loans already financed at Greater Iowa Credit Union. Cash back amount is 1% of the refinanced balance, up to a limit of $400.00. In order to receive the incentive payment, the loan must be open for 90 days and the member must be in good standing with Greater Iowa Credit Union. To be in good standing, all loans and account balances must be current with proper insurance coverage in place. Approved applicants must become a GICU member by establishing a share account with a minimum $5 deposit.

2. APR = Annual Percentage Rate. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of August 1, 2019. Your rate will be based on your credit history and maybe higher. All loans are subject to full underwriting procedures and approval. The maximum rate for an auto loan is currently 21% APR. Rates and terms subject to change based on market conditions and borrower eligibility. Estimated monthly payment example: $22.13 per $1,000 (payment example is based on 2.99% APR and a term of 48 months with 10% down payment).

3. Rate Match is for GICU members only and must be equal to qualifying rate based on credit score.