| Terms (Months)
|| Interest Rate
||Min balance to earn stated APY
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TERMS & CONDITIONS
*$1,000 minimum deposit to open. Offers available starting 09/01/19. Certificate of Deposit (‘CD’) is non-renewable and will roll to share account at end of term. (APY) = annual percentage yield. Interest compounded monthly unless paid directly to you. Early withdrawal penalty of 90 days of interest will be imposed on certificates with a term of one year or less and 180 days of interest on certificates with a term greater than one year. The interest rate and annual percentage yield may change at any time. Early withdrawal penalty may be deducted from principal amount. Withdrawal of earnings or fees could reduce APY. Must become a member of Greater Iowa Credit Union for eligibility. Must complete an Account Card and open a Regular Share Account (RSA). The basic share deposit you must always keep in your RSA is $5.00. See GICU for complete details.