GICU Mastercard Credit Cards

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No Balance Transfer Fees…EVER…Plus FREE Mastercard ID Theft ProtectionTM, No Annual Fee and a low 12-month introductory rate as low as 1.99% APR*! After introductory period, APR is 7.95% to 14.95%.

Unlike the hundreds of 0% credit card offers you receive, where you get charged balance transfer fees that may cost you more than the 0% interest option, a GICU Mastercard® Platinum credit card is the better way to go! Don’t just take our word for it. Go ahead…check-out the rate on any 0% card offer after the ‘promo period’ is over and do the math:

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Mastercard® is the ONLY payment brand that provides U.S. cardholders with services, at no extra cost, to help detect and resolve identity theft.

With Mastercard ID Theft ProtectionTM, you can register all of your accounts to watch for traditional and ‘dark web’ suspicious activity. What you’ll receive with this free service:

  • A one-time report that highlights any detection of your information on the dark web in the past 7 years.
  • Immediate alerts on any new activity detected for your information on the dark web while monitoring your personal information.
  • Each month, you'll receive an email that summarizes your ID Theft Alerts™ activity.

What's in your current credit card?

Start keeping more of your money with a card that makes sense. Outsmarting the credit card companies at their own game starts here!

Apply Now!

Terms & Conditions
*APR (Annual Percentage Rate) on balance transfers, purchases and introductory rate for the first 12 months for qualified applicants. 1.99% to 7.99% introductory APR for qualified members; your rate is determined by creditworthiness. Not all applicants will qualify for an introductory rate. After the introductory period, rates are variable based on Prime Rate after the introductory period. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Greater Iowa Credit Union is an Equal Opportunity Lender.