GICU Home Equity Loans
No teaser rates, no surprises.
Just a solid, low fixed rate you can budget for.
And, for a limited time, up to a $300 VISA Gift Card, too!
Whatever your home loan needs are, we’ll help you find the right solution. And for a limited time, get up to a $300 Visa® gift card!** Stop by your nearest branch, call us at (800) 296-9064 or start your online application below.
Home Equity Loans - As low as 2.24% APR*
Start Your Application
*APR = Annual Percentage Rate. Your rate will be based on your credit history and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. The maximum rate for a home equity loan is currently 15% APR. A title search fee, flood determination fee, recording fee and document fees will apply. Examples of fees are $170 for title, $8 for flood determination, $32 recording fee and $35 document fee, for a total of $245. Estimated monthly payment example = $28.78 per $1,000 borrowed with a maximum LTV of 80% (payment example is based on 2.24% APR and a term of 36 months). Offer cannot be combined with any other offer. Home Equity Loans are only available in Iowa. Offer excludes all loans already financed at Greater Iowa Credit Union.
To become a member of Greater Iowa Credit Union, you must complete an Account Card and open a Regular Share Account (savings account). The basic share deposit that you must always keep in your Regular Share Account is $5.00.
Greater Iowa Credit Union is an equal opportunity lender. All deposits at Greater Iowa Credit Union
are insured up to $250,000 through the National Credit Union Administration.
Visa® gift card reward for any closed** loan of $10,000 or more of new money:
$10,000 - $20,000: $100 Visa® gift card
$20,001 - $30,000: $200 Visa® gift card
$30,001+ : $300 Visa® gift card
**Promotional Visa® gift card reward offer is only valid towards qualifying new money of $10,000 or more. Application must be received by August 31, 2017 and loan must close by November 30, 2017 to receive the reward. Reward will be presented at the time of loan closing. Visa® is a registered trademark of Visa International Service Association and used under license. Visa® gift card reward may have taxability implications. Please consult your tax advisor.